Investing is not gambling

INVESTING IS NOT GAMBLING – ESSENTIAL DIFFERENCE B/W INVESTING AND GAMBLING

Investing is not Gambling – Ramesh was in an office and makes a call to Suresh & asked, “Do you wanted to open a Demat account?” Suresh: A Demat account! Ramesh: Yes, a Demat account for direct investment in the share market. What do you think? Suresh: Why you wanted to open a Demat account? …

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Magic of Compounding

A MAGIC OF COMPOUNDING OR YOU HAVE LOST MILLIONS?

Magic of Compounding – One day, Suresh wakes up early in the morning and in a joyous mood. His wife asked you are looking happy today, what are the reasons behind this happiness. He replied, I already converted my conventional SIP into Step-Up SIP last year and did his Retirement planning now. I can see …

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How much is need for your retirement?

RETIREMENT CORPUS – HOW MUCH CORPUS IS NEEDED FOR YOUR RETIREMENT?

Retirement Corpus – One day, Ramesh and Suresh were sitting together and talking about their retirement planning. Ramesh explains that “sooner we will retire, the longer will be our retirement life.” Suresh laughed and replied, we are in a job and cannot retire early. Also, if we retire early, then we need a bigger retirement …

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why step up sip should prefer with salary hike

WHY STEP-UP SIP SHOULD PREFER WITH SALARY HIKE?

Step-Up SIP Story: There are two childhood friends Ramesh and Suresh. Both graduated together and got their first Jobs together in different companies. Ramesh and Suresh; both are very close to each other and share investing ideas with each other. They started investment into SIP mutual funds with ₹5000/- per month in the same fund. …

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Personal Financial Statement - How to Read?

PERSONAL FINANCIAL STATEMENT – HOW TO READ?

Personal Financial Statement – Personal finance is a subject that teaches you how to manage your money either you are earning low, average, or more. Robert Kiyosaki taught us personal financial statement for everybody and make us understand the cash flow pattern. The personal financial statement takes us to get to know our Net Worth. …

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How to prepare personal balance sheet for individual

PERSONAL BALANCE SHEET FOR INDIVIDUAL

Personal Balance sheet for Individual: If someone from you wanted to take control of your finances, you must prepare your personal balance sheet, profit loss statement, or cash flow statement. You have read these terms in the account section for any company. But you know you can also prepare this for you. I was in …

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How to Evaluate PEG ratio?

PEG RATIO – WHAT DOES IT MEAN DURING EVALUATING STOCKS?

PEG Ratio – For Evaluating the stock price in the share market, one must know about the concept of PEG ratio. PEG stands for Price-to-earnings-to-growth ratio. People who are already involved in the stock market knew about this concept. For people who are beginners or thinking to start investing in the stock market, that concept …

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pay yourself first

PAY YOURSELF FIRST FOR FINANCIAL FREEDOM

Pay Yourself First: I always talking about pay yourself first in most of the articles. What does it mean? Have you ever thought about why I always told in my articles about pay yourself first? The concept of pay yourself first I read in the year 2018 for the first time in the book “RICH …

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Budget for Expense Tracking

EXPENSE TRACKING – WHAT IS IT & HOW TO USE EXPENSE TRACKING SPREADSHEET?

Expense Tracking: Most of you have faced a situation where salary has been credited in your account but less than a day or two, your account gets empty. After that, you went to friends or family for help. Have you ever thought about why this happens? The reason behind this is because your expenses are …

EXPENSE TRACKING – WHAT IS IT & HOW TO USE EXPENSE TRACKING SPREADSHEET? Read More »

Economic Moat - The concept of evaluating stocks

ECONOMIC MOAT – THE CONCEPT OF EVALUATING STOCKS

Economic Moat: If I ask you what is the moat? Only a few of you can answer this question. Moat is how unique the company is? If you get to know how unique the company is, will help in time you to buy good profitable stocks in the stock market. You need success in your …

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Money management - How to handle money for financial freedom

MONEY MANAGEMENT – HOW TO HANDLE MONEY FOR FINANCIAL FREEDOM

If you want to be financially strong then you must manage your money. There is a single sizable difference between financial success and failure is “how to manage your money?” People earn and spend because it is a natural habit; we earn to spend. Financially successful people are only because of good money management. People …

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Small Businesses Fail

SMALL BUSINESSES FAIL? 5 MOST COMMON REASONS OF FAILURE YOU MUST KNOW

Why did small businesses fail? Is any of your friends, colleague, or relative has started his own business? You know, starting your own business is not everyone’s cup of tea. Starting a business required courage, risk-taking ability, and entrepreneurial skills. You can pursue a business very easily, but what makes it difficult is making a …

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Teaching kids about money - Why we should team them

TEACHING KIDS ABOUT MONEY – WHY WE SHOULD TEACH THEM

Teaching Kids About Money – In my childhood, I have heard a quote much time that, “Padoge Likhoge Tho Banoge Nawab, Kheloge Kudoge Tho Banoge Kharaab.” The meaning behind this quote is that if you do studies you get a job & you become successful. But if you go for a play, roaming outside you …

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Difference between income and wealth

INCOME AND WEALTH – THE DIFFERENCES BETWEEN TWO

Income and Wealth: Almost all of us are doing a job and earn an income Some earn more & others earn less. Even if we see in our organizations where we work, different people have different salaries. We also see some people who draw less but have a good lifestyle. Even some people only earn …

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Investment for Women

INVESTMENT FOR WOMEN – SHOULD TAKE CHARGE OF THEIR FINANCIALS

We are living in a male dominating world where there is a difference in the sex ratio. According to WHO, there are 105males over 100 females in the world. And this ratio is more dominating in India as 108males over every 100 females. All those years women living in a society where they get married, …

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Financial Secret from top wealth creator

FINANCIAL SECRET: SECRETS FROM TOP WEALTH CREATORS

FINANCIAL SECRET: Today people are running behind money to create their wealth. Everyone has different strategies to create wealth. Some people think the investment in Real Estate is your actual wealth or some people thought investing in stocks is their wealth. Some others thought more the money in a bank account is your wealth. But …

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Emergency Fund

EMERGENCY FUND – WHY YOU NEED?

We are halfway down this dreadful year 2020. The year starts with a pandemic COVID-19 & get drenched everybody in it. Due to this pandemic, countries get lockdown to save people a month or two. But now, the lockdown has been lifted & people are back to their work. The side effects of this lockdown …

EMERGENCY FUND – WHY YOU NEED? Read More »

Importance of Financial Literacy

IMPORTANCE OF FINANCIAL LITERACY

Have you ever been considered “how long you want to work in your life?” Here I mean to say how long you will continue with your job. How much amount you thought is sufficient after your retirement? Or you planned that before your retirement you accumulate at least 1crore in your bank account. Have you …

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Entrepreneurship in India - The startup

ENTREPRENEURSHIP IN INDIA: WHY PEOPLE BECOME AN ENTREPRENEUR?

If you’re reading this article, then most probably you got fed up with working under someone, or you want to be your boss. Or if you just started your journey in entrepreneurship in India, then you must have been on a rollercoaster ride. A ride is full of adventure, dreams, vision, and fallback. Being an …

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Golden Rules of Investing

GOLDEN RULES OF INVESTING IN THE STOCK MARKET

In this world, nobody knows about how the stock market works. Nobody can buy shares at the right time. Whenever you buy the stocks, it goes down immediately. For new investors, the stock market is an exciting game. And everybody wanted to make money. For that reason, you blindly invest in stocks that are in …

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Why your Net worth Tracking is Important

NET WORTH TRACKING – WHY IT IS IMPORTANT?

Have you ever heard about the net worth of Mukesh Ambani or Jeff Bezos? And started thinking about what is net worth and why it is required to know? In this article, you will know what is net worth and why your net worth tracking is important? Whether you are rich or poor, tracking your …

NET WORTH TRACKING – WHY IT IS IMPORTANT? Read More »

Passive Income - How it can make you boss

PASSIVE INCOME: HOW IT CAN MAKE YOU BOSS?

We often see people buying new cars, bikes, or new homes. Most of the things people buy are leveraged by loans or debt. They buy these things just to satisfy their envy from other people when they see them purchasing such products. But the real rich people do not work like this. They focus on …

PASSIVE INCOME: HOW IT CAN MAKE YOU BOSS? Read More »

Difference between Mutual Fund and Share Market

DIFFERENCE BETWEEN MUTUAL FUND AND SHARE MARKET

A few weeks ago, one of my readers asked me to provide details for the investment in the mutual fund and the share market. So, in this article, you will learn about the differences between the mutual fund and the share market. This information will help you to decide which investment tool is better and …

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long term investment

LONG TERM INVESTMENT: AN INVESTING STRATEGY

In this article, you will learn about the long-term investment strategy. How long-term investors always in a benefit. LONG-TERM INVESTMENT: CONCEPT Long back there was a king who was very kind-hearted. One day he met with a person who was a writer. The writer was very intelligent. The writer gives his books to a king …

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Understand Stock Quotes

STOCK QUOTES (PART-2) : LEARN WITH MONEY CONTROL APP

Learn the basic Stock Quotes (Part-2) terminology by using Money Control App. Hello readers, in our previous article we have learned about the stock quotes with the help of a money control app. The 1st part of this series of stock quotes was mostly related to the traders. If you are new or you have …

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How to start investing in the stock market

INVESTING IN THE STOCK MARKET – HOW TO START?

In all the previous articles I was always talking about investing in the stock market. Lots of friends & other peoples asked me how to start investing in the stock market? Finally, this article helps you to get to know how to start investing in the stock market. We all know what is stock market …

INVESTING IN THE STOCK MARKET – HOW TO START? Read More »

50 30 20 budgeting rule

50 30 20 RULE OF BUDGETING – PROBLEMS AND ITS SOLUTION

This article revolves around the understanding of 50 30 20 Rule of Budgeting as well as its Problems and Solution to those problems. Hello readers! It is a new day and we are back with a new topic of discussion exclusively for you. This article is related to your financial future. This article will be …

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Bad Debt

BAD DEBT Vs GOOD DEBT

DEBT MEANING Debt is a kind of liability that takes money from your pocket. In today’s time, we generally take loans to complete our desires or necessities. Desires like buy a car, washing machine, jewelry, mobile phone, or other electronic products. What poor and middle class does; they just purchase these products on loan EMI’s. …

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how to make money work for us

HOW TO MAKE MONEY WORK FOR US? HOW MONEY WORKS? (PART-2)

In my last article (How Money works? Part-1) I was talking about KIYOSAKI way of how money works. KIYOSAKI categorized peoples based on their income generation. The B & the I quadrant peoples are those where money works for them. We should know why we should make money work for us. Suppose money is working …

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how to invest money - smart way to build wealth

HOW TO INVEST MONEY: SMART WAY TO BUILD WEALTH

Investing money is not rocket science. Investing is simple but the path is daunting. It is like a challenge for some people but for others it is overwhelming. That’s why I am writing this article to get a solid grasp of investing for all. When somebody thought to get knowledge on how to invest money …

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career in the stock market

CAREER IN THE STOCK MARKET

20-25 years ago, there was a huge demand for engineers in India. This is because industries were growing. Either you are Electrical/Electronics/Mechanical/Civil engineer or in any other engineering field, there were lots of opportunities available. But now after 20-25 years, the time has changed, the population increased and unemployment also increases. But there is one …

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paycheck to paycheck

HOW TO STOP LIVING PAYCHECK TO PAYCHECK LIFE?

BEGINNING TO LIVE ON PAYCHECK TO PAYCHECK Are you living paycheck to paycheck right now? Maybe you are working on a job. But you are not making enough money. Or maybe you are looking for a job or looking to enter the workforce. Maybe you are in a transition period right now for something better. …

HOW TO STOP LIVING PAYCHECK TO PAYCHECK LIFE? Read More »

India stock market investment

WHICH IS THE BEST INVESTMENT OPTION – INDIA STOCK MARKET, REAL ESTATE, FIXED DEPOSITS, SAVINGS ACCOUNT OR GOLD?

INDIA STOCK MARKET In recent times, I have been talking with so many peoples and found one common thing about the India stock market. Everybody feels insecure about the stock market whenever I talk with them. Some say it is very risky and some other says investment in the India Stock market is very difficult. …

WHICH IS THE BEST INVESTMENT OPTION – INDIA STOCK MARKET, REAL ESTATE, FIXED DEPOSITS, SAVINGS ACCOUNT OR GOLD? Read More »

who wants to be a millionaire

WHO WANTS TO BE A MILLIONAIRE?

Who wants to be a Millionaire? If I ask this question from you, your answer would be, “yes, I want to be a Millionaire”. Becoming a millionaire is not so tuff. But not everyone becomes a millionaire. There is something which millionaire or billionaires are doing which I and you are not doing. To know …

WHO WANTS TO BE A MILLIONAIRE? Read More »

financial planning in your 30s

FINANCIAL PLANNING IN YOUR 30s

First of all, many-2 congratulations, you are at that age where your life starts to change significantly. You have more responsibilities, you are married, have children and you have a spouse to please. Now, you have some different goals in your life. Some are short term goals and some are long term goals. If you …

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Power of Compounding

POWER OF COMPOUNDING – THE MAGIC OF MONEY MAKING

In this world, almost every single person wants to make quick money. There are only two ways to make quick money – either build your own business or you have any extraordinary talent. Talent helps you to make quick money. But not everyone can build own business and also not everyone can easily understand their …

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Money tree - the Income generating assets

HOW TO BUILD BEST INCOME GENERATING ASSETS

Do you know you can build the best income-generating assets of your own? There is an easy way to do this. Only a few people in this world know about this. The major problem is the majority of peoples don’t know about how to build the best income-generating assets. Many of us also don’t know …

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SALARY INCREMENT PERFORMANCE – DECODING

“Many Many congratulations you will get your salary increment letter this month”. These lines give you an exciting boost; fill you with exciting energy. Every employee is very happy when a new financial year starts because you are getting to take a new salary. This is the time where you start planning to buy new …

SALARY INCREMENT PERFORMANCE – DECODING Read More »

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